Tata Small Cap 定投收益计算器
测算 Tata Small Cap 的真实历史定投回报与复利增值。基于官方公开历史净值，回测不同定投金额、持有期限及每年递增投资效果。
基金类别
Small Cap
资产规模 (AUM)
₹13,094 Cr
管理费率 (Expense Ratio)
0.51%
基金经理
Chandraprakash Padiyar, Jeetendra Khatri
Tata Small Cap 历史定投表现及收益矩阵表
基于实际历史复合年化回报率（CAGR）测算的不同月定投金额持有收益。
| 每月定投金额 | 3 年期 @ 11.9% CAGR | 5 年期 @ 15.3% CAGR | 10 年期 @ 15.3% CAGR |
|---|---|---|---|
| ₹1,000/月 | ₹43,416 累计投入: ₹36,000 | ₹90,417 累计投入: ₹60,000 | ₹2,83,691 累计投入: ₹1,20,000 |
| ₹2,500/月 | ₹1,08,541 累计投入: ₹90,000 | ₹2,26,043 累计投入: ₹1,50,000 | ₹7,09,226 累计投入: ₹3,00,000 |
| ₹5,000/月 | ₹2,17,082 累计投入: ₹1,80,000 | ₹4,52,086 累计投入: ₹3,00,000 | ₹14,18,453 累计投入: ₹6,00,000 |
| ₹10,000/月 | ₹4,34,164 累计投入: ₹3,60,000 | ₹9,04,172 累计投入: ₹6,00,000 | ₹28,36,906 累计投入: ₹12,00,000 |
| ₹25,000/月 | ₹10,85,411 累计投入: ₹9,00,000 | ₹22,60,431 累计投入: ₹15,00,000 | ₹70,92,264 累计投入: ₹30,00,000 |
* 测算基于实际基金历史年化收益率。基金投资不同于银行存款，实际投资回报随二级市场净值实时波动。
关于 Tata Small Cap Fund
A quality-focused small cap fund from Tata Mutual Fund, investing in high-growth small companies with strong balance sheets and clear earnings visibility.
投资策略与运作方式
Bottom-up stock picking across the small cap universe favoring quality compounders — Kirloskar Pneumatic, Usha Martin, Godrej Industries — with disciplined risk management.
核心亮点与产品特征
- Best-in-category Sharpe ratio of ~0.84 for a small cap fund
- Quality-focused, balance-sheet-first stock selection
- Benchmark: NIFTY Smallcap 250 TRI
- Expense ratio: 0.50% (Direct)
历史年化收益表现 (CAGR)
近3年年化
11.87%
近5年年化
15.29%
近10年年化
N/A
业绩基准
NIFTY Smallcap 250 TRI
Returns are illustrative based on historical performance. Actual returns may vary. Data as of August 2026. Verify with AMC before investing.
前五大核心持仓与行业分布
根据最新公开披露，Tata Small Cap 的核心持仓与资产配置如下：
前五大重仓资产
- Kirloskar Pneumatic
- Usha Martin
- IDFC First Bank
- Godrej Industries
- Sudarshan Chemical
行业板块分布
Diversified across industrials (Kirloskar Pneumatic), metals (Usha Martin), banking (IDFC First), chemicals (Sudarshan) and consumer conglomerates (Godrej Industries).
风险特征与最大回撤
High volatility — annualized standard deviation ~17% — but with the best risk-adjusted returns in the small cap category (Sharpe ~0.84).
The fund fell ~35% in the 2024-25 small cap correction — shallower than most peers thanks to its quality tilt — and recovered quickly as small caps re-rallied.
交易规则与税费说明
Equity fund — LTCG at 12.5% on gains above ₹1.25 lakh per year; STCG at 20%.
哪些投资者不适合投资 Tata Small Cap？
Investors with horizons under 7 years or those who cannot tolerate small cap drawdowns of 30-40%.
基金经理简介
Chandraprakash Padiyar has managed the fund since inception in 2018, with 24 years of experience; Jeetendra Khatri joined as assistant fund manager in 2023.
适合哪些投资者？
Suitable for aggressive investors with a 7+ year horizon who want small cap alpha without the extreme concentration of momentum-driven rivals.
同类别及相关推荐基金
同类别备选基金
您也可以通过我们的 智能定投主计算器 对比多只基金，在相同定投金额与周期下直观比对历史表现。
更多定投与财务规划实用工具
- 财务自由 (FIRE) 计算器 — 规划您的提前退休与被动收入目标
- 推迟定投成本计算器 — 直观测算推迟开始定投将损失的复利财富
- 定投 vs 还贷 (SIP vs EMI) 计算器 — 科学权衡提前还房贷还是坚持基金定投
常见问题解答 (FAQ) — Tata Small Cap
Tata Small Cap 的历史定投回报表现如何？
根据交易所公开历史数据，Tata Small Cap 近3年年化回报率为 11.87%，近5年年化为 15.29%，近10年年化为 N/A。 Returns are illustrative based on historical performance. Actual returns may vary. Data as of August 2026. Verify with AMC before investing.
基金定投（SIP）的回报是如何计算的？
定投回报采用扩展内部收益率（XIRR）或基于真实历史月度净值的复利回测计算。在每月设定的扣款日，定投金额会按当天公布的基金份额净值（NAV）申购份额。在市场回调时自动购入更多份额、市场上涨时购入更少份额，通过时间平摊持仓成本并实现复利。
每月定投 ₹5,000，5年后大约能积累多少资产？
按年化复合回报率 15.29% 测算，每月定投 ₹5,000（5年累计投入本金 ₹3,00,000），5年后预期期末总资产约为 ₹4,52,086，预期资产增值收益约为 ₹1,52,086。您可以使用上方计算器输入自定义金额与年份测试。
Tata Small Cap 的前几大重仓资产包含哪些？
Tata Small Cap 的核心重仓包括 Kirloskar Pneumatic、Usha Martin、IDFC First Bank 等知名标的。行业配置侧重于 Diversified across industrials (Kirloskar Pneumatic), metals (Usha Martin), banking (IDFC First), chemicals (Sudarshan) and consumer conglomerates (Godrej Industries).。
Tata Small Cap 的投资风险等级如何？
High volatility — annualized standard deviation ~17% — but with the best risk-adjusted returns in the small cap category (Sharpe ~0.84). 本基金可能不适合 Investors with horizons under 7 years or those who cannot tolerate small cap drawdowns of 30-40%.
投资该基金有哪些税费或交易成本？
Equity fund — LTCG at 12.5% on gains above ₹1.25 lakh per year; STCG at 20%.
数据更新时间: 2026年9月 | 历史净值来自官方公开交易所行情