Large Growth / Technology (US)

Invesco QQQ (Nasdaq-100) 定投收益计算器

Q: 每月定投 $500，5年后大约能积累多少资产？

按年化复合回报率 16.27% 测算，每月定投 $500，5年后预期期末总资产约为 $46,479。

测算 Invesco QQQ (Nasdaq-100) 的真实历史定投回报与复利增值。基于官方公开历史净值，回测不同定投金额、持有期限及每年递增投资效果。

使用交互式计算器 ↓打开完整历史净值回测 →

基金类别

Large Growth / Technology (US)

资产规模 (AUM)

$488.98 Billion

管理费率 (Expense Ratio)

0.18%

基金经理

Invesco Capital Management

交互式定投收益计算器

测算 Invesco QQQ (Nasdaq-100) 定投收益与复利成长

每月定投金额

预期年化复合收益率 (CAGR)历史近5年年化: 16.27%

投资规划期限

年

每年定投递增比例 (Step-Up)随着收入增长每年按比例增加每月定投金额

到期预期资产总值

累计投入本金$0

预期资产收益增值+$0

收益增长倍数1.00x

本金占比: 50%收益占比: 50%

进入完整真实历史净值回测 →

测算基于年化复合收益率公式。基金投资有风险，过往业绩不代表未来表现。

Invesco QQQ (Nasdaq-100) 历史定投表现及收益矩阵表

基于实际历史复合年化回报率（CAGR）测算的不同月定投金额持有收益。

采用真实官方历史年化收益率

每月定投金额	3 年期 @ 27.9% CAGR	5 年期 @ 16.3% CAGR	10 年期 @ 20.9% CAGR
$100/月	$5,671 累计投入: $3,600	$9,296 累计投入: $6,000	$40,466 累计投入: $12,000
$250/月	$14,177 累计投入: $9,000	$23,239 累计投入: $15,000	$101,165 累计投入: $30,000
$500/月	$28,354 累计投入: $18,000	$46,479 累计投入: $30,000	$202,329 累计投入: $60,000
$1,000/月	$56,708 累计投入: $36,000	$92,958 累计投入: $60,000	$404,658 累计投入: $120,000
$2,500/月	$141,770 累计投入: $90,000	$232,395 累计投入: $150,000	$1,011,645 累计投入: $300,000

* 测算基于实际基金历史年化收益率。基金投资不同于银行存款，实际投资回报随二级市场净值实时波动。

关于 Invesco QQQ Trust

Invesco QQQ Trust (QQQ) is the world's premier large-cap growth and innovation ETF, managing over $320 Billion in assets. Tracking the iconic Nasdaq-100 Index, QQQ holds the 100 largest non-financial corporations listed on the Nasdaq Stock Market, delivering unmatched exposure to artificial intelligence, cloud computing, semiconductor innovation, and digital transformation.

投资策略与运作方式

Passive Non-Financial Large Growth Indexing — Replicates the Nasdaq-100 Index using market-cap weighting. Excludes financial institutions and banks, concentrating exclusively on the leading global innovators across technology, communication services, consumer discretionary, and biotechnology.

核心亮点与产品特征

World's most famous tech and growth ETF with over $320 Billion in assets under management
Tracks the 100 largest non-financial innovators on the Nasdaq
Incredible 10-year annualized return of ~19.50%, vastly outperforming the S&P 500
Competitive 0.18% expense ratio with unmatched secondary options liquidity

历史年化收益表现 (CAGR)

近3年年化

27.95%

近5年年化

16.27%

近10年年化

20.87%

业绩基准

Nasdaq-100 Index

Historical annualized returns as of August 2026. Past performance is no guarantee of future results.

前五大核心持仓与行业分布

根据最新公开披露，Invesco QQQ (Nasdaq-100) 的核心持仓与资产配置如下：

前五大重仓资产

Apple Inc. (AAPL)
Microsoft Corp. (MSFT)
NVIDIA Corp. (NVDA)
Amazon.com Inc. (AMZN)
Meta Platforms Inc. (META)
Broadcom Inc. (AVGO)
Alphabet Inc. (GOOGL)
Tesla Inc. (TSLA)

行业板块分布

Information Technology 51.4%, Communication Services 15.8%, Consumer Discretionary 13.2%, Healthcare 6.5%, Consumer Staples 5.8%, Industrials 4.8%, Others 2.5%

风险特征与最大回撤

Standard deviation is ~18.5% reflecting high-beta secular growth momentum.

Experienced -33% drawdown in 2022 before surging to new historic highs during 2023-2026 AI expansion.

交易规则与税费说明

Exceptional ETF tax efficiency with zero capital gains distributions.

哪些投资者不适合投资 Invesco QQQ (Nasdaq-100)？

Risk-averse retirees seeking capital preservation or immediate high dividend yields.

基金经理简介

Sponsored by Invesco Capital Management LLC.

适合哪些投资者？

The ultimate vehicle for aggressive growth accumulators, tech enthusiasts, and long-term wealth builders seeking to own the defining technological innovators of the 21st century.

同类别及相关推荐基金

Invesco S&P 500 Revenue (RWL)

Large Value / Blend (US)3Y: 20.12%

Invesco S&P 500 Equal Weight (RSP)

Large Blend (US)3Y: 15.78%

Invesco S&P 500 Momentum (SPMO)

Large Growth (US)3Y: 39.21%

Invesco S&P 500 Low Vol (SPLV)

Large Value / Defensive3Y: 8.86%

常见问题解答 (FAQ) — Invesco QQQ (Nasdaq-100)

Invesco QQQ (Nasdaq-100) 的历史定投回报表现如何？

根据交易所公开历史数据，Invesco QQQ (Nasdaq-100) 近3年年化回报率为 27.95%，近5年年化为 16.27%，近10年年化为 20.87%。 Historical annualized returns as of August 2026. Past performance is no guarantee of future results.

基金定投（SIP）的回报是如何计算的？

定投回报采用扩展内部收益率（XIRR）或基于真实历史月度净值的复利回测计算。在每月设定的扣款日，定投金额会按当天公布的基金份额净值（NAV）申购份额。在市场回调时自动购入更多份额、市场上涨时购入更少份额，通过时间平摊持仓成本并实现复利。

每月定投 $500，5年后大约能积累多少资产？

按年化复合回报率 16.27% 测算，每月定投 $500（5年累计投入本金 $30,000），5年后预期期末总资产约为 $46,479，预期资产增值收益约为 $16,479。您可以使用上方计算器输入自定义金额与年份测试。

Invesco QQQ (Nasdaq-100) 的前几大重仓资产包含哪些？

Invesco QQQ (Nasdaq-100) 的核心重仓包括 Apple Inc. (AAPL)、Microsoft Corp. (MSFT)、NVIDIA Corp. (NVDA) 等知名标的。行业配置侧重于 Information Technology 51.4%, Communication Services 15.8%, Consumer Discretionary 13.2%, Healthcare 6.5%, Consumer Staples 5.8%, Industrials 4.8%, Others 2.5%。

Invesco QQQ (Nasdaq-100) 的投资风险等级如何？

Standard deviation is ~18.5% reflecting high-beta secular growth momentum. 本基金可能不适合 Risk-averse retirees seeking capital preservation or immediate high dividend yields.

投资该基金有哪些税费或交易成本？