Foreign Large Blend

SPDR Developed World ex-US (SPDW) 定投收益计算器

测算 SPDR Developed World ex-US (SPDW) 的真实历史定投回报与复利增值。基于官方公开历史净值，回测不同定投金额、持有期限及每年递增投资效果。

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基金类别

Foreign Large Blend

资产规模 (AUM)

$42.32 Billion

管理费率 (Expense Ratio)

0.03%

基金经理

State Street Global Advisors (SSGA)

交互式定投收益计算器

测算 SPDR Developed World ex-US (SPDW) 定投收益与复利成长

$
历史近5年年化: 10.34%
%
年
每年定投递增比例 (Step-Up)随着收入增长每年按比例增加每月定投金额
到期预期资产总值

$0

累计投入本金$0
预期资产收益增值+$0
收益增长倍数1.00x
本金占比: 50%收益占比: 50%
进入完整真实历史净值回测 →

测算基于年化复合收益率公式。基金投资有风险，过往业绩不代表未来表现。

SPDR Developed World ex-US (SPDW) 历史定投表现及收益矩阵表

基于实际历史复合年化回报率（CAGR）测算的不同月定投金额持有收益。

采用真实官方历史年化收益率
每月定投金额3 年期
@ 21.3% CAGR
5 年期
@ 10.3% CAGR
10 年期
@ 9.8% CAGR
$100/月
$5,072
累计投入: $3,600
$7,881
累计投入: $6,000
$20,429
累计投入: $12,000
$250/月
$12,680
累计投入: $9,000
$19,703
累计投入: $15,000
$51,072
累计投入: $30,000
$500/月
$25,360
累计投入: $18,000
$39,405
累计投入: $30,000
$102,144
累计投入: $60,000
$1,000/月
$50,720
累计投入: $36,000
$78,810
累计投入: $60,000
$204,287
累计投入: $120,000
$2,500/月
$126,801
累计投入: $90,000
$197,025
累计投入: $150,000
$510,718
累计投入: $300,000

* 测算基于实际基金历史年化收益率。基金投资不同于银行存款，实际投资回报随二级市场净值实时波动。

关于 SPDR Portfolio Developed World ex-US ETF

SPDR Portfolio Developed World ex-US ETF (SPDW) provides rock-bottom-cost international diversification across developed non-US economies. With over $42 Billion in assets and an ultra-low 0.03% expense ratio, SPDW holds thousands of companies across Europe, Japan, Canada, Australia, and the UK.

投资策略与运作方式

Passive Indexing — Replicates the S&P Developed Ex-U.S. BMI Index, covering thousands of large, mid, and small-cap companies across developed international markets excluding the United States.

核心亮点与产品特征

  • Covers thousands of companies across 24+ developed nations outside the US
  • Ultra-low 0.03% expense ratio ($3 per year per $10,000 invested)
  • Over $42.0 Billion in assets under management
  • High dividend yield and global multi-currency exposure

历史年化收益表现 (CAGR)

近3年年化

21.34%

近5年年化

10.34%

近10年年化

9.81%

业绩基准

S&P Developed Ex-U.S. BMI Index

Historical annualized returns as of August 2026. International investing involves currency risks.

前五大核心持仓与行业分布

根据最新公开披露，SPDR Developed World ex-US (SPDW) 的核心持仓与资产配置如下：

前五大重仓资产

  • Novo Nordisk A/S (Denmark)
  • ASML Holding NV (Netherlands)
  • Nestle SA (Switzerland)
  • Toyota Motor Corp. (Japan)
  • Roche Holding AG (Switzerland)

行业板块分布

Financials 20.4%, Industrials 16.8%, Healthcare 12.9%, Consumer Discretionary 11.2%, Information Technology 9.5%, Others 29.2%

风险特征与最大回撤

Standard deviation is ~16.0% with currency and international market risk factors.

Experienced -31% drawdown in 2020 and -25% in 2022.

交易规则与税费说明

Foreign dividend withholding taxes may apply; qualified dividends may generate foreign tax credits in taxable accounts.

哪些投资者不适合投资 SPDR Developed World ex-US (SPDW)？

Investors seeking 100% pure domestic U.S. equity exposure.

基金经理简介

Managed by State Street Global Advisors international quantitative index group.

适合哪些投资者？

Ideal for investors seeking low-cost international equity diversification to hedge U.S. dollar exposure and balance domestic portfolio concentration.

同类别及相关推荐基金

Vanguard Total International Stock
Foreign Large Blend3Y: 20.3%
SPDR Portfolio S&P 500 (SPYM)
Large Blend (US)3Y: 22.93%
SPDR S&P 500 (SPY)
Large Blend (US)3Y: 22.84%
SPDR S&P 1500 Broad Market (SPTM)
Total US Stock Market3Y: 22.25%

同类别备选基金

  • Vanguard FTSE Developed Markets ETF (VEA)
  • iShares Core MSCI EAFE ETF (IEFA)
  • Schwab International Equity ETF (SCHF)

您也可以通过我们的 智能定投主计算器 对比多只基金，在相同定投金额与周期下直观比对历史表现。

更多定投与财务规划实用工具

常见问题解答 (FAQ) — SPDR Developed World ex-US (SPDW)

SPDR Developed World ex-US (SPDW) 的历史定投回报表现如何？

根据交易所公开历史数据，SPDR Developed World ex-US (SPDW) 近3年年化回报率为 21.34%，近5年年化为 10.34%，近10年年化为 9.81%。 Historical annualized returns as of August 2026. International investing involves currency risks.

基金定投（SIP）的回报是如何计算的？

定投回报采用扩展内部收益率（XIRR）或基于真实历史月度净值的复利回测计算。在每月设定的扣款日，定投金额会按当天公布的基金份额净值（NAV）申购份额。在市场回调时自动购入更多份额、市场上涨时购入更少份额，通过时间平摊持仓成本并实现复利。

每月定投 $500，5年后大约能积累多少资产？

按年化复合回报率 10.34% 测算，每月定投 $500（5年累计投入本金 $30,000），5年后预期期末总资产约为 $39,405，预期资产增值收益约为 $9,405。您可以使用上方计算器输入自定义金额与年份测试。

SPDR Developed World ex-US (SPDW) 的前几大重仓资产包含哪些？

SPDR Developed World ex-US (SPDW) 的核心重仓包括 Novo Nordisk A/S (Denmark)、ASML Holding NV (Netherlands)、Nestle SA (Switzerland) 等知名标的。行业配置侧重于 Financials 20.4%, Industrials 16.8%, Healthcare 12.9%, Consumer Discretionary 11.2%, Information Technology 9.5%, Others 29.2%。

SPDR Developed World ex-US (SPDW) 的投资风险等级如何？

Standard deviation is ~16.0% with currency and international market risk factors. 本基金可能不适合 Investors seeking 100% pure domestic U.S. equity exposure.

投资该基金有哪些税费或交易成本？

Foreign dividend withholding taxes may apply; qualified dividends may generate foreign tax credits in taxable accounts.

数据更新时间: 2026年9月 | 历史净值来自官方公开交易所行情

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