American Funds Growth Fund 定投收益计算器
测算 American Funds Growth Fund 的真实历史定投回报与复利增值。基于官方公开历史净值，回测不同定投金额、持有期限及每年递增投资效果。
基金类别
Large Growth (US)
资产规模 (AUM)
$353.07 Billion
管理费率 (Expense Ratio)
0.59%
基金经理
Capital Group Multi-Manager System (12 Portfolio Managers)
American Funds Growth Fund 历史定投表现及收益矩阵表
基于实际历史复合年化回报率（CAGR）测算的不同月定投金额持有收益。
| 每月定投金额 | 3 年期 @ 24.5% CAGR | 5 年期 @ 11.3% CAGR | 10 年期 @ 15.4% CAGR |
|---|---|---|---|
| $100/月 | $5,351 累计投入: $3,600 | $8,098 累计投入: $6,000 | $28,634 累计投入: $12,000 |
| $250/月 | $13,378 累计投入: $9,000 | $20,244 累计投入: $15,000 | $71,584 累计投入: $30,000 |
| $500/月 | $26,755 累计投入: $18,000 | $40,489 累计投入: $30,000 | $143,168 累计投入: $60,000 |
| $1,000/月 | $53,510 累计投入: $36,000 | $80,978 累计投入: $60,000 | $286,336 累计投入: $120,000 |
| $2,500/月 | $133,776 累计投入: $90,000 | $202,444 累计投入: $150,000 | $715,840 累计投入: $300,000 |
* 测算基于实际基金历史年化收益率。基金投资不同于银行存款，实际投资回报随二级市场净值实时波动。
关于 American Funds The Growth Fund of America Class A
The Growth Fund of America (AGTHX) is the largest actively managed growth mutual fund in the world. Managed by Capital Group using its multi-manager system, AGTHX invests in leading innovative companies positioned for superior earnings growth.
投资策略与运作方式
Active Multi-Manager Growth Strategy — Divides assets among 12 independent portfolio managers who conduct fundamental bottom-up research to identify companies with strong management, superior business models, and secular growth tailwinds across technology, consumer, and healthcare.
核心亮点与产品特征
- World's largest actively managed growth equity mutual fund with $350B+ AUM
- Multi-manager architecture where 12 managers manage independent portfolio sleeves
- Competitive 0.59% expense ratio for active large-cap management
- Over 50-year established operating history since December 1973
历史年化收益表现 (CAGR)
近3年年化
24.53%
近5年年化
11.33%
近10年年化
15.44%
业绩基准
S&P 500 Index / Russell 1000 Growth
Historical annualized returns as of August 2026. Mutual fund investments are subject to market risks.
前五大核心持仓与行业分布
根据最新公开披露，American Funds Growth Fund 的核心持仓与资产配置如下：
前五大重仓资产
- NVIDIA Corp. (NVDA)
- Broadcom Inc. (AVGO)
- Microsoft Corp. (MSFT)
- Meta Platforms Inc. (META)
- Amazon.com Inc. (AMZN)
行业板块分布
Information Technology 36.8%, Consumer Discretionary 14.5%, Communication Services 13.2%, Healthcare 12.1%, Financials 8.9%, Industrials 7.4%, Others 7.1%
风险特征与最大回撤
Higher volatility than broad blend funds due to technology growth tilt. Standard deviation ~17.5%.
Max drawdown of -36% during the 2022 growth selloff, rebounding strongly in 2023-2026.
交易规则与税费说明
May distribute annual capital gains due to active stock trading. Optimal in tax-deferred retirement accounts.
哪些投资者不适合投资 American Funds Growth Fund？
Conservative income investors or those sensitive to tech-heavy valuation swings.
基金经理简介
Co-managed by 12 Capital Group managers including Blair Frank, Carl Kawaja, and Martin Romo.
适合哪些投资者？
Ideal for long-term growth investors seeking active manager alpha, research-driven stock picking, and high-conviction exposure to market leaders.
同类别及相关推荐基金
同类别备选基金
- Fidelity Contrafund (FCNTX)
- Fidelity Blue Chip Growth Fund (FBCG)
- Vanguard 500 Index Fund Admiral Shares (VFIAX)
您也可以通过我们的 智能定投主计算器 对比多只基金，在相同定投金额与周期下直观比对历史表现。
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常见问题解答 (FAQ) — American Funds Growth Fund
American Funds Growth Fund 的历史定投回报表现如何？
根据交易所公开历史数据，American Funds Growth Fund 近3年年化回报率为 24.53%，近5年年化为 11.33%，近10年年化为 15.44%。 Historical annualized returns as of August 2026. Mutual fund investments are subject to market risks.
基金定投（SIP）的回报是如何计算的？
定投回报采用扩展内部收益率（XIRR）或基于真实历史月度净值的复利回测计算。在每月设定的扣款日，定投金额会按当天公布的基金份额净值（NAV）申购份额。在市场回调时自动购入更多份额、市场上涨时购入更少份额，通过时间平摊持仓成本并实现复利。
每月定投 $500，5年后大约能积累多少资产？
按年化复合回报率 11.33% 测算，每月定投 $500（5年累计投入本金 $30,000），5年后预期期末总资产约为 $40,489，预期资产增值收益约为 $10,489。您可以使用上方计算器输入自定义金额与年份测试。
American Funds Growth Fund 的前几大重仓资产包含哪些？
American Funds Growth Fund 的核心重仓包括 NVIDIA Corp. (NVDA)、Broadcom Inc. (AVGO)、Microsoft Corp. (MSFT) 等知名标的。行业配置侧重于 Information Technology 36.8%, Consumer Discretionary 14.5%, Communication Services 13.2%, Healthcare 12.1%, Financials 8.9%, Industrials 7.4%, Others 7.1%。
American Funds Growth Fund 的投资风险等级如何？
Higher volatility than broad blend funds due to technology growth tilt. Standard deviation ~17.5%. 本基金可能不适合 Conservative income investors or those sensitive to tech-heavy valuation swings.
投资该基金有哪些税费或交易成本？
May distribute annual capital gains due to active stock trading. Optimal in tax-deferred retirement accounts.
数据更新时间: 2026年9月 | 历史净值来自官方公开交易所行情
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