UTI Nifty Next 50 定投收益计算器
测算 UTI Nifty Next 50 的真实历史定投回报与复利增值。基于官方公开历史净值，回测不同定投金额、持有期限及每年递增投资效果。
基金类别
Index Fund
资产规模 (AUM)
₹7,547 Cr
管理费率 (Expense Ratio)
0.42%
基金经理
Sharwan Kumar Goyal, Ayush Jain
UTI Nifty Next 50 历史定投表现及收益矩阵表
基于实际历史复合年化回报率（CAGR）测算的不同月定投金额持有收益。
| 每月定投金额 | 3 年期 @ 16.1% CAGR | 5 年期 @ 11.0% CAGR | 10 年期 @ 11.0% CAGR |
|---|---|---|---|
| ₹1,000/月 | ₹46,532 累计投入: ₹36,000 | ₹80,181 累计投入: ₹60,000 | ₹2,18,601 累计投入: ₹1,20,000 |
| ₹2,500/月 | ₹1,16,329 累计投入: ₹90,000 | ₹2,00,452 累计投入: ₹1,50,000 | ₹5,46,503 累计投入: ₹3,00,000 |
| ₹5,000/月 | ₹2,32,659 累计投入: ₹1,80,000 | ₹4,00,905 累计投入: ₹3,00,000 | ₹10,93,006 累计投入: ₹6,00,000 |
| ₹10,000/月 | ₹4,65,317 累计投入: ₹3,60,000 | ₹8,01,810 累计投入: ₹6,00,000 | ₹21,86,012 累计投入: ₹12,00,000 |
| ₹25,000/月 | ₹11,63,293 累计投入: ₹9,00,000 | ₹20,04,525 累计投入: ₹15,00,000 | ₹54,65,031 累计投入: ₹30,00,000 |
* 测算基于实际基金历史年化收益率。基金投资不同于银行存款，实际投资回报随二级市场净值实时波动。
关于 UTI Nifty Next 50 Index Fund
A low-cost passive index fund replicating the Nifty Next 50 — companies ranked 51-100 by market cap, widely seen as the farm team for the Nifty 50.
投资策略与运作方式
Passive full-replication of the NIFTY Next 50 Total Return Index, holding all 50 constituents in index weights with minimal tracking error.
核心亮点与产品特征
- Tracks the 'farm team' of Nifty 50 — tomorrow's large caps
- Low expense ratio: 0.44% (Direct)
- Benchmark: NIFTY Next 50 TRI
- No exit load
历史年化收益表现 (CAGR)
近3年年化
16.13%
近5年年化
10.97%
近10年年化
N/A
业绩基准
NIFTY Next 50 TRI
Returns are illustrative based on historical performance. Actual returns may vary. Data as of August 2026. Verify with AMC before investing.
前五大核心持仓与行业分布
根据最新公开披露，UTI Nifty Next 50 的核心持仓与资产配置如下：
前五大重仓资产
- Divi's Laboratories
- TVS Motor Company
- Tata Motors
- Hindustan Aeronautics
- Adani Power
行业板块分布
Mirrors the index — a diversified spread of emerging large caps with notable weights in autos (TVS, Tata Motors), healthcare (Divi's), defence (HAL) and power (Adani Power).
风险特征与最大回撤
Higher volatility than the Nifty 50 — annualized standard deviation ~19% — as Next 50 constituents are mid-to-large caps with more cyclicality.
The fund fell ~26% in the 2024-25 correction; Next 50 drawdowns tend to be deeper than the Nifty 50 but shallower than mid cap indices.
交易规则与税费说明
Equity fund — LTCG at 12.5% on gains above ₹1.25 lakh per year; STCG at 20%.
哪些投资者不适合投资 UTI Nifty Next 50？
Investors wanting lower volatility than the index, or those already holding multiple large cap active funds with significant Next 50 overlap.
基金经理简介
Sharwan Kumar Goyal has managed the fund since 2018, with Ayush Jain co-managing since 2022; both are seasoned UTI index-fund managers with over 14 years at the AMC.
适合哪些投资者？
Ideal for passive investors seeking higher growth potential than the Nifty 50 at a low cost, or as a satellite holding alongside a core large cap index fund.
同类别备选基金
- ICICI Prudential Nifty Next 50 Index Fund
- SBI Nifty Next 50 Index Fund
- UTI Nifty 50 Index Fund
您也可以通过我们的 智能定投主计算器 对比多只基金，在相同定投金额与周期下直观比对历史表现。
更多定投与财务规划实用工具
- 财务自由 (FIRE) 计算器 — 规划您的提前退休与被动收入目标
- 推迟定投成本计算器 — 直观测算推迟开始定投将损失的复利财富
- 定投 vs 还贷 (SIP vs EMI) 计算器 — 科学权衡提前还房贷还是坚持基金定投
常见问题解答 (FAQ) — UTI Nifty Next 50
UTI Nifty Next 50 的历史定投回报表现如何？
根据交易所公开历史数据，UTI Nifty Next 50 近3年年化回报率为 16.13%，近5年年化为 10.97%，近10年年化为 N/A。 Returns are illustrative based on historical performance. Actual returns may vary. Data as of August 2026. Verify with AMC before investing.
基金定投（SIP）的回报是如何计算的？
定投回报采用扩展内部收益率（XIRR）或基于真实历史月度净值的复利回测计算。在每月设定的扣款日，定投金额会按当天公布的基金份额净值（NAV）申购份额。在市场回调时自动购入更多份额、市场上涨时购入更少份额，通过时间平摊持仓成本并实现复利。
每月定投 ₹5,000，5年后大约能积累多少资产？
按年化复合回报率 10.97% 测算，每月定投 ₹5,000（5年累计投入本金 ₹3,00,000），5年后预期期末总资产约为 ₹4,00,905，预期资产增值收益约为 ₹1,00,905。您可以使用上方计算器输入自定义金额与年份测试。
UTI Nifty Next 50 的前几大重仓资产包含哪些？
UTI Nifty Next 50 的核心重仓包括 Divi's Laboratories、TVS Motor Company、Tata Motors 等知名标的。行业配置侧重于 Mirrors the index — a diversified spread of emerging large caps with notable weights in autos (TVS, Tata Motors), healthcare (Divi's), defence (HAL) and power (Adani Power).。
UTI Nifty Next 50 的投资风险等级如何？
Higher volatility than the Nifty 50 — annualized standard deviation ~19% — as Next 50 constituents are mid-to-large caps with more cyclicality. 本基金可能不适合 Investors wanting lower volatility than the index, or those already holding multiple large cap active funds with significant Next 50 overlap.
投资该基金有哪些税费或交易成本？
Equity fund — LTCG at 12.5% on gains above ₹1.25 lakh per year; STCG at 20%.
数据更新时间: 2026年9月 | 历史净值来自官方公开交易所行情