Franklin Intl Low Vol High Div (LVHI) 定投收益计算器
测算 Franklin Intl Low Vol High Div (LVHI) 的真实历史定投回报与复利增值。基于官方公开历史净值，回测不同定投金额、持有期限及每年递增投资效果。
基金类别
Foreign Large Value / Dividend
资产规模 (AUM)
$5.88 Billion
管理费率 (Expense Ratio)
0.40%
基金经理
Franklin Templeton Investments
Franklin Intl Low Vol High Div (LVHI) 历史定投表现及收益矩阵表
基于实际历史复合年化回报率（CAGR）测算的不同月定投金额持有收益。
| 每月定投金额 | 3 年期 @ 22.2% CAGR | 5 年期 @ 17.1% CAGR | 10 年期 @ 11.1% CAGR |
|---|---|---|---|
| $100/月 | $5,145 累计投入: $3,600 | $9,507 累计投入: $6,000 | $22,067 累计投入: $12,000 |
| $250/月 | $12,864 累计投入: $9,000 | $23,767 累计投入: $15,000 | $55,167 累计投入: $30,000 |
| $500/月 | $25,727 累计投入: $18,000 | $47,535 累计投入: $30,000 | $110,335 累计投入: $60,000 |
| $1,000/月 | $51,455 累计投入: $36,000 | $95,069 累计投入: $60,000 | $220,670 累计投入: $120,000 |
| $2,500/月 | $128,637 累计投入: $90,000 | $237,673 累计投入: $150,000 | $551,674 累计投入: $300,000 |
* 测算基于实际基金历史年化收益率。基金投资不同于银行存款，实际投资回报随二级市场净值实时波动。
关于 Franklin International Low Volatility High Dividend ETF
Franklin International Low Volatility High Dividend ETF (LVHI) is a premier international defensive dividend ETF managing over $5.6 Billion in assets. It selects high-dividend-yielding, low-volatility international equities across developed markets outside the US, dynamically hedging foreign currency risks.
投资策略与运作方式
Low Volatility High Dividend Strategy — Screens developed international companies from the MSCI World ex-USA Index for high dividend yields and financial quality, optimizing the portfolio for low daily price volatility and hedging foreign currency fluctuations back into U.S. Dollars.
核心亮点与产品特征
- Combines high international dividend yields with low price volatility screening
- Over $5.6 Billion in assets under management
- Features active currency hedging to eliminate foreign currency drag
- High quarterly cash distribution yield (~4.8-5.2%)
历史年化收益表现 (CAGR)
近3年年化
22.2%
近5年年化
17.06%
近10年年化
11.13%
业绩基准
QS International Low Volatility High Dividend Hedged Index
Historical annualized returns as of August 2026. International factor investing involves risk.
前五大核心持仓与行业分布
根据最新公开披露，Franklin Intl Low Vol High Div (LVHI) 的核心持仓与资产配置如下：
前五大重仓资产
- Novartis AG (Switzerland)
- Sanofi SA (France)
- Zurich Insurance Group (Switzerland)
- BCE Inc. (Canada)
- Enbridge Inc. (Canada)
- Iberdrola SA (Spain)
行业板块分布
Financials 24.5%, Utilities 18.2%, Healthcare 15.6%, Consumer Staples 14.2%, Communication Services 11.5%, Others 16.0%
风险特征与最大回撤
Standard deviation is ~10.5% providing one of the smoothest rides in international equities.
Captures significantly smaller drawdowns during global economic shocks.
交易规则与税费说明
Quarterly dividend income is subject to foreign withholding tax and qualified dividend treatment.
哪些投资者不适合投资 Franklin Intl Low Vol High Div (LVHI)？
Aggressive investors seeking high-growth emerging tech or currency upside.
基金经理简介
Managed by Franklin Templeton Quantitative and Currency Solutions team.
适合哪些投资者？
Ideal for income-seeking retirees and conservative investors looking for high international cash dividends (~4.5-5.5% yield) with reduced drawdown risk and currency hedging.
同类别备选基金
- SPDR Portfolio Developed World ex-US ETF (SPDW)
- Schwab International Dividend Equity ETF (SCHY)
- Vanguard International High Dividend Yield ETF (VYMI)
您也可以通过我们的 智能定投主计算器 对比多只基金，在相同定投金额与周期下直观比对历史表现。
更多定投与财务规划实用工具
- 财务自由 (FIRE) 计算器 — 规划您的提前退休与被动收入目标
- 推迟定投成本计算器 — 直观测算推迟开始定投将损失的复利财富
- 定投 vs 还贷 (SIP vs EMI) 计算器 — 科学权衡提前还房贷还是坚持基金定投
常见问题解答 (FAQ) — Franklin Intl Low Vol High Div (LVHI)
Franklin Intl Low Vol High Div (LVHI) 的历史定投回报表现如何？
根据交易所公开历史数据，Franklin Intl Low Vol High Div (LVHI) 近3年年化回报率为 22.2%，近5年年化为 17.06%，近10年年化为 11.13%。 Historical annualized returns as of August 2026. International factor investing involves risk.
基金定投（SIP）的回报是如何计算的？
定投回报采用扩展内部收益率（XIRR）或基于真实历史月度净值的复利回测计算。在每月设定的扣款日，定投金额会按当天公布的基金份额净值（NAV）申购份额。在市场回调时自动购入更多份额、市场上涨时购入更少份额，通过时间平摊持仓成本并实现复利。
每月定投 $500，5年后大约能积累多少资产？
按年化复合回报率 17.06% 测算，每月定投 $500（5年累计投入本金 $30,000），5年后预期期末总资产约为 $47,535，预期资产增值收益约为 $17,535。您可以使用上方计算器输入自定义金额与年份测试。
Franklin Intl Low Vol High Div (LVHI) 的前几大重仓资产包含哪些？
Franklin Intl Low Vol High Div (LVHI) 的核心重仓包括 Novartis AG (Switzerland)、Sanofi SA (France)、Zurich Insurance Group (Switzerland) 等知名标的。行业配置侧重于 Financials 24.5%, Utilities 18.2%, Healthcare 15.6%, Consumer Staples 14.2%, Communication Services 11.5%, Others 16.0%。
Franklin Intl Low Vol High Div (LVHI) 的投资风险等级如何？
Standard deviation is ~10.5% providing one of the smoothest rides in international equities. 本基金可能不适合 Aggressive investors seeking high-growth emerging tech or currency upside.
投资该基金有哪些税费或交易成本？
Quarterly dividend income is subject to foreign withholding tax and qualified dividend treatment.
数据更新时间: 2026年9月 | 历史净值来自官方公开交易所行情
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