Fidelity Semiconductors (FSELX) 定投收益计算器
测算 Fidelity Semiconductors (FSELX) 的真实历史定投回报与复利增值。基于官方公开历史净值，回测不同定投金额、持有期限及每年递增投资效果。
基金类别
Technology / Semiconductors
资产规模 (AUM)
$44.85 Billion
管理费率 (Expense Ratio)
0.60%
基金经理
Adam Benjamin (Fidelity Investments)
Fidelity Semiconductors (FSELX) 历史定投表现及收益矩阵表
基于实际历史复合年化回报率（CAGR）测算的不同月定投金额持有收益。
| 每月定投金额 | 3 年期 @ 56.4% CAGR | 5 年期 @ 38.0% CAGR | 10 年期 @ 32.9% CAGR |
|---|---|---|---|
| $100/月 | $9,419 累计投入: $3,600 | $17,903 累计投入: $6,000 | $92,751 累计投入: $12,000 |
| $250/月 | $23,547 累计投入: $9,000 | $44,758 累计投入: $15,000 | $231,878 累计投入: $30,000 |
| $500/月 | $47,093 累计投入: $18,000 | $89,515 累计投入: $30,000 | $463,757 累计投入: $60,000 |
| $1,000/月 | $94,187 累计投入: $36,000 | $179,030 累计投入: $60,000 | $927,514 累计投入: $120,000 |
| $2,500/月 | $235,467 累计投入: $90,000 | $447,576 累计投入: $150,000 | $2,318,784 累计投入: $300,000 |
* 测算基于实际基金历史年化收益率。基金投资不同于银行存款，实际投资回报随二级市场净值实时波动。
关于 Fidelity Select Semiconductors Portfolio
Fidelity Select Semiconductors Portfolio (FSELX) is the oldest and most successful actively managed semiconductor mutual fund on earth, managing over $18.5 Billion in assets. Piloted by Adam Benjamin, FSELX provides focused exposure to the semiconductor and chip-equipment giants powering artificial intelligence, data centers, autonomous vehicles, and global computing.
投资策略与运作方式
Active Sector Specialization — Invests at least 80% of assets in companies engaged in the design, manufacture, and sale of semiconductors and semiconductor equipment. Manager Adam Benjamin conducts fundamental bottom-up research to identify leaders in GPU architecture, high-bandwidth memory (HBM), and advanced lithography.
核心亮点与产品特征
- World's oldest and most renowned semiconductor mutual fund (established July 1985)
- Over $18.5 Billion in assets under management
- Astounding 10-year annualized return of ~26.50%, making it one of the top-performing funds in financial history
- Managed by industry veteran Adam Benjamin
历史年化收益表现 (CAGR)
近3年年化
56.44%
近5年年化
38.02%
近10年年化
32.94%
业绩基准
S&P Semiconductor Select Industry Index
Historical annualized returns as of August 2026. Sector funds carry high volatility and concentration risk.
前五大核心持仓与行业分布
根据最新公开披露，Fidelity Semiconductors (FSELX) 的核心持仓与资产配置如下：
前五大重仓资产
- NVIDIA Corp. (NVDA)
- Broadcom Inc. (AVGO)
- Taiwan Semiconductor (TSM)
- Qualcomm Inc. (QCOM)
- Applied Materials Inc. (AMAT)
- Lam Research Corp. (LRCX)
- KLA Corp. (KLAC)
行业板块分布
Semiconductors 76.5%, Semiconductor Equipment 21.8%, Electronic Components 1.7%
风险特征与最大回撤
Standard deviation is ~26.5% reflecting intense semiconductor sector cyclicality and high beta.
Experienced -42% drawdown in 2022 before generating staggering multi-year alpha during the AI hardware supercycle.
交易规则与税费说明
Annual capital gain distributions may occur in taxable accounts; highly optimal in Roth IRAs and tax-sheltered accounts.
哪些投资者不适合投资 Fidelity Semiconductors (FSELX)？
Conservative investors, retirees needing capital preservation, or those sensitive to 30-40% sector corrections.
基金经理简介
Managed by Adam Benjamin, Head of Technology and Semiconductor Research at Fidelity.
适合哪些投资者？
Ideal for aggressive, high-risk-tolerant investors seeking pure-play, focused exposure to the semiconductor industry powering global artificial intelligence and digital hardware infrastructure.
同类别备选基金
- VanEck Semiconductor ETF (SMH)
- Invesco PHLX Semiconductor ETF (SOXQ)
- iShares Semiconductor ETF (SOXX)
您也可以通过我们的 智能定投主计算器 对比多只基金，在相同定投金额与周期下直观比对历史表现。
更多定投与财务规划实用工具
- 财务自由 (FIRE) 计算器 — 规划您的提前退休与被动收入目标
- 推迟定投成本计算器 — 直观测算推迟开始定投将损失的复利财富
- 定投 vs 还贷 (SIP vs EMI) 计算器 — 科学权衡提前还房贷还是坚持基金定投
常见问题解答 (FAQ) — Fidelity Semiconductors (FSELX)
Fidelity Semiconductors (FSELX) 的历史定投回报表现如何？
根据交易所公开历史数据，Fidelity Semiconductors (FSELX) 近3年年化回报率为 56.44%，近5年年化为 38.02%，近10年年化为 32.94%。 Historical annualized returns as of August 2026. Sector funds carry high volatility and concentration risk.
基金定投（SIP）的回报是如何计算的？
定投回报采用扩展内部收益率（XIRR）或基于真实历史月度净值的复利回测计算。在每月设定的扣款日，定投金额会按当天公布的基金份额净值（NAV）申购份额。在市场回调时自动购入更多份额、市场上涨时购入更少份额，通过时间平摊持仓成本并实现复利。
每月定投 $500，5年后大约能积累多少资产？
按年化复合回报率 38.02% 测算，每月定投 $500（5年累计投入本金 $30,000），5年后预期期末总资产约为 $89,515，预期资产增值收益约为 $59,515。您可以使用上方计算器输入自定义金额与年份测试。
Fidelity Semiconductors (FSELX) 的前几大重仓资产包含哪些？
Fidelity Semiconductors (FSELX) 的核心重仓包括 NVIDIA Corp. (NVDA)、Broadcom Inc. (AVGO)、Taiwan Semiconductor (TSM) 等知名标的。行业配置侧重于 Semiconductors 76.5%, Semiconductor Equipment 21.8%, Electronic Components 1.7%。
Fidelity Semiconductors (FSELX) 的投资风险等级如何？
Standard deviation is ~26.5% reflecting intense semiconductor sector cyclicality and high beta. 本基金可能不适合 Conservative investors, retirees needing capital preservation, or those sensitive to 30-40% sector corrections.
投资该基金有哪些税费或交易成本？
Annual capital gain distributions may occur in taxable accounts; highly optimal in Roth IRAs and tax-sheltered accounts.
数据更新时间: 2026年9月 | 历史净值来自官方公开交易所行情
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