Capital World Bond (WFBFX) 定投收益计算器
测算 Capital World Bond (WFBFX) 的真实历史定投回报与复利增值。基于官方公开历史净值，回测不同定投金额、持有期限及每年递增投资效果。
基金类别
Global Bond (US)
资产规模 (AUM)
$10.10 Billion
管理费率 (Expense Ratio)
0.48%
基金经理
Capital Group (American Funds)
Capital World Bond (WFBFX) 历史定投表现及收益矩阵表
基于实际历史复合年化回报率（CAGR）测算的不同月定投金额持有收益。
| 每月定投金额 | 3 年期 @ 3.7% CAGR | 5 年期 @ -2.3% CAGR | 10 年期 @ 2.9% CAGR |
|---|---|---|---|
| $100/月 | $3,814 累计投入: $3,600 | $5,666 累计投入: $6,000 | $13,899 累计投入: $12,000 |
| $250/月 | $9,534 累计投入: $9,000 | $14,166 累计投入: $15,000 | $34,747 累计投入: $30,000 |
| $500/月 | $19,068 累计投入: $18,000 | $28,332 累计投入: $30,000 | $69,494 累计投入: $60,000 |
| $1,000/月 | $38,135 累计投入: $36,000 | $56,664 累计投入: $60,000 | $138,987 累计投入: $120,000 |
| $2,500/月 | $95,338 累计投入: $90,000 | $141,659 累计投入: $150,000 | $347,468 累计投入: $300,000 |
* 测算基于实际基金历史年化收益率。基金投资不同于银行存款，实际投资回报随二级市场净值实时波动。
关于 American Funds Capital World Bond Fund Class F-3
American Funds Capital World Bond Fund (Class F-3, WFBFX) is Capital Group's flagship actively managed global fixed income fund, managing nearly $10 Billion in assets. WFBFX provides high-quality global diversification across sovereign debt, inflation-linked bonds, and investment-grade corporate debt around the world.
投资策略与运作方式
Active Global Multi-Manager Fixed Income Strategy — Invests across global sovereign government bonds, supranational debt, mortgage-backed securities, and high-grade corporate bonds across both developed and emerging nations, actively managing duration, currency exposures, and yield curve differentials.
核心亮点与产品特征
- Managed by Capital Group's world-renowned fixed income macroeconomic team
- Nearly $10 Billion in assets under management
- Broad global fixed income exposure across 30+ nations
- Class F-3 clean fee structure (0.48% ER with zero sales loads)
历史年化收益表现 (CAGR)
近3年年化
3.71%
近5年年化
-2.27%
近10年年化
2.85%
业绩基准
Bloomberg Global Aggregate Index
Historical annualized returns as of August 2026. Fixed income investments carry interest rate risk.
前五大核心持仓与行业分布
根据最新公开披露，Capital World Bond (WFBFX) 的核心持仓与资产配置如下：
前五大重仓资产
- U.S. Treasury Bonds & Notes (~35-40%)
- German Bunds & European Sovereigns (~15-20%)
- Japanese Government Bonds (JGBs) (~10-15%)
- UK Gilts (~5-8%)
- Supranational & Investment-Grade Corporate Debt (~15-20%)
行业板块分布
Sovereign Government Debt 65.4%, Securitized Debt 14.8%, Investment-Grade Corporate 12.5%, Supranational & Agency 7.3%
风险特征与最大回撤
Moderate fixed income volatility with average portfolio duration maintained around 6.0-6.8 years.
Experienced -14% drawdown during the historic 2022 global central bank rate tightening cycle before recovering.
交易规则与税费说明
Monthly interest distributions are taxable as ordinary income. Highly optimal in tax-deferred IRA/401(k) accounts.
哪些投资者不适合投资 Capital World Bond (WFBFX)？
Young, aggressive investors seeking high equity growth over multi-decade horizons.
基金经理简介
Managed by 5 senior Capital Group fixed income portfolio managers.
适合哪些投资者？
Ideal for conservative investors, wealth preservers, and balanced asset allocators looking for high-quality global sovereign and currency diversification beyond pure US debt.
同类别备选基金
- Vanguard Total International Bond ETF (BNDX)
- PIMCO Global Bond Fund
- BlackRock Global Aggregate Bond Fund
您也可以通过我们的 智能定投主计算器 对比多只基金，在相同定投金额与周期下直观比对历史表现。
更多定投与财务规划实用工具
- 财务自由 (FIRE) 计算器 — 规划您的提前退休与被动收入目标
- 推迟定投成本计算器 — 直观测算推迟开始定投将损失的复利财富
- 定投 vs 还贷 (SIP vs EMI) 计算器 — 科学权衡提前还房贷还是坚持基金定投
常见问题解答 (FAQ) — Capital World Bond (WFBFX)
Capital World Bond (WFBFX) 的历史定投回报表现如何？
根据交易所公开历史数据，Capital World Bond (WFBFX) 近3年年化回报率为 3.71%，近5年年化为 -2.27%，近10年年化为 2.85%。 Historical annualized returns as of August 2026. Fixed income investments carry interest rate risk.
基金定投（SIP）的回报是如何计算的？
定投回报采用扩展内部收益率（XIRR）或基于真实历史月度净值的复利回测计算。在每月设定的扣款日，定投金额会按当天公布的基金份额净值（NAV）申购份额。在市场回调时自动购入更多份额、市场上涨时购入更少份额，通过时间平摊持仓成本并实现复利。
每月定投 $500，5年后大约能积累多少资产？
按年化复合回报率 -2.27% 测算，每月定投 $500（5年累计投入本金 $30,000），5年后预期期末总资产约为 $28,332，预期资产增值收益约为 -$1,668。您可以使用上方计算器输入自定义金额与年份测试。
Capital World Bond (WFBFX) 的前几大重仓资产包含哪些？
Capital World Bond (WFBFX) 的核心重仓包括 U.S. Treasury Bonds & Notes (~35-40%)、German Bunds & European Sovereigns (~15-20%)、Japanese Government Bonds (JGBs) (~10-15%) 等知名标的。行业配置侧重于 Sovereign Government Debt 65.4%, Securitized Debt 14.8%, Investment-Grade Corporate 12.5%, Supranational & Agency 7.3%。
Capital World Bond (WFBFX) 的投资风险等级如何？
Moderate fixed income volatility with average portfolio duration maintained around 6.0-6.8 years. 本基金可能不适合 Young, aggressive investors seeking high equity growth over multi-decade horizons.
投资该基金有哪些税费或交易成本？
Monthly interest distributions are taxable as ordinary income. Highly optimal in tax-deferred IRA/401(k) accounts.
数据更新时间: 2026年9月 | 历史净值来自官方公开交易所行情
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