SPDR Straits Times Index ETF SIP Calculator
Calculate historical returns and project future compounding for SPDR STI ETF. Test different monthly amounts, tenures, and step-up scenarios using real historical NAV performance.
Category
Singapore Equity Index
AUM
S$4.00 Billion
Expense Ratio
0.30%
Fund Manager
State Street Global Advisors
SPDR STI ETF Historical SIP Performance & Returns Table
Historical value of standard monthly SIP investments based on actual fund CAGRs.
| Monthly SIP | 3 Years @ 22.4% CAGR | 5 Years @ 13.1% CAGR | 10 Years @ 6.9% CAGR |
|---|---|---|---|
| S$100/mo | $5,163 Invested: $3,600 | $8,504 Invested: $6,000 | $17,351 Invested: $12,000 |
| S$250/mo | $12,907 Invested: $9,000 | $21,260 Invested: $15,000 | $43,378 Invested: $30,000 |
| S$500/mo | $25,814 Invested: $18,000 | $42,520 Invested: $30,000 | $86,756 Invested: $60,000 |
| S$1,000/mo | $51,628 Invested: $36,000 | $85,039 Invested: $60,000 | $173,512 Invested: $120,000 |
| S$2,500/mo | $129,069 Invested: $90,000 | $212,598 Invested: $150,000 | $433,780 Invested: $300,000 |
* Projections calculated using actual historical 3-year (22.4%), 5-year (13.1%), and 10-year (6.94%) performance data. Actual mutual fund returns fluctuate with market NAV.
About SPDR Straits Times Index ETF
The flagship ETF of the Singapore exchange, tracking the top 30 companies on SGX including DBS, OCBC, UOB, and Singtel.
Investment Strategy
Full physical replication of the Straits Times Index, offering dividend-rich exposure to Southeast Asia financial and economic center.
Key Facts
- Over 20 years of continuous trading history on SGX
- Attractive ~4-5% annual dividend yield paid semi-annually
- Concentrated exposure to world-class triple-A rated Singaporean banks
Historical Returns
3-Year CAGR
+22.40%
5-Year CAGR
+13.10%
10-Year CAGR
+6.94%
Benchmark
Straits Times Index (STI)
Historical returns based on actual monthly exchange closing NAV as of September 2026.
Top Holdings & Sector Allocation
As of September 2026, SPDR STI ETF's portfolio includes:
Top 5 Holdings
- DBS Group Holdings (D05)
- OCBC Bank (O39)
- UOB (U11)
- Singtel (Z74)
- CapitaLand Integrated Commercial Trust (C38U)
Sector Allocation
Financials 52%, Real Estate & REITs 18%, Industrials 12%, Communication 8%, Consumer 6%, Others 4%
Who Is This Fund Suitable For?
Core long-term Singapore equity allocation for dividend seekers and conservative index investors.
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Frequently Asked Questions About SPDR STI ETF
What is the historical SIP return of SPDR STI ETF?
Based on the latest data, SPDR STI ETF has delivered an annualized return (CAGR) of +22.40% over 3 years, +13.10% over 5 years, and +6.94% over 10 years. Past performance does not guarantee future results.
How is SPDR STI ETF SIP return calculated?
SIP returns are calculated using the XIRR (Extended Internal Rate of Return) method. Each monthly installment buys units at the fund's Net Asset Value (NAV) on that specific day. When markets are down, your SIP buys more units, and when markets are up, it buys fewer units (rupee cost averaging). Our calculator replays this exact process using historical NAV data to compute the precise current value of your accumulated units.
How much return would S$500 monthly SIP in SPDR STI ETF generate over 5 years?
At an estimated annual return rate of 13.1%, a monthly S$500 investment ($30,000 total invested) would grow to approximately $42,520 in 5 years, yielding an estimated wealth gain of $12,520. Use our interactive calculator above to test custom amounts with actual historical NAV data.
What are the top holdings in SPDR STI ETF?
SPDR STI ETF's top holdings include DBS Group Holdings (D05), OCBC Bank (O39), UOB (U11), and Singtel (Z74). The fund's sector allocation is Financials 52%, Real Estate & REITs 18%, Industrials 12%, Communication 8%, Consumer 6%, Others 4%.
What is the risk profile of SPDR STI ETF?
SPDR STI ETF is a Singapore Equity Index fund with moderate to high risk depending on market conditions. Investors should assess their risk tolerance before investing..
What are the tax implications of investing in SPDR STI ETF?
Gains from SPDR STI ETF are subject to capital gains tax. Equity funds held over 1 year qualify for LTCG at 12.5% on gains above âš1.25 lakh per year. Consult a tax advisor for your specific situation.
Data last updated: September 2026 | Fund data sourced from SGX and official public disclosures
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