ITI Small Cap Fund SIP Calculator
Calculate historical returns and project future compounding for ITI Small Cap. Test different monthly amounts, tenures, and step-up scenarios using real historical NAV performance.
Category
Small Cap
AUM
₹3,603 Cr
Expense Ratio
0.86%
Fund Manager
Pradeep Gokhale
ITI Small Cap Historical SIP Performance & Returns Table
Historical value of standard monthly SIP investments based on actual fund CAGRs.
| Monthly SIP | 3 Years @ 23.8% CAGR | 5 Years @ 18.5% CAGR | 10 Years @ 18.5% CAGR |
|---|---|---|---|
| ₹1,000/mo | ₹52,892 Invested: ₹36,000 | ₹99,013 Invested: ₹60,000 | ₹3,46,709 Invested: ₹1,20,000 |
| ₹2,500/mo | ₹1,32,229 Invested: ₹90,000 | ₹2,47,531 Invested: ₹1,50,000 | ₹8,66,772 Invested: ₹3,00,000 |
| ₹5,000/mo | ₹2,64,458 Invested: ₹1,80,000 | ₹4,95,063 Invested: ₹3,00,000 | ₹17,33,545 Invested: ₹6,00,000 |
| ₹10,000/mo | ₹5,28,915 Invested: ₹3,60,000 | ₹9,90,125 Invested: ₹6,00,000 | ₹34,67,089 Invested: ₹12,00,000 |
| ₹25,000/mo | ₹13,22,289 Invested: ₹9,00,000 | ₹24,75,313 Invested: ₹15,00,000 | ₹86,67,723 Invested: ₹30,00,000 |
* Projections calculated using actual historical 3-year (23.84%), 5-year (18.48%), and 10-year (18.48%) performance data. Actual mutual fund returns fluctuate with market NAV.
Expert Editorial Analysis & Investment Review
Independent, data-driven assessment of ITI Small Cap Fund covering strategy, benchmark tracking, risk metrics, and suitability for long-term SIP portfolios.
Fund Overview
ITI Small Cap Fund is a prominent fund in the Small Cap category, managed by Pradeep Gokhale and benchmarked against NIFTY Smallcap 250 TRI. Featuring an Asset Under Management (AUM) of ₹3,454 crore and an expense ratio of 0.89% (Direct), the fund offers investors disciplined exposure to quality growth assets.
Who Should Invest
This scheme is designed for investors with a long-term investment horizon (5+ years) looking for optimal capital appreciation in small cap. It is well-suited for portfolio growth and long-term financial goals through systematic investments (SIP).
Key Strengths
- Disciplined Portfolio Management: Overseen by Pradeep Gokhale following strict valuation and growth metrics.
- Strong Category Leadership: Recognized for consistent performance with a 3-Year CAGR of 27.1%.
- Low Expense Ratio: Direct plan pricing of 0.89% (Direct) enhances net returns over long compounding periods.
Risks to Consider
- Market Fluctuations: Short-term NAV movements are influenced by broader economic and stock market developments.
- Category Specifics: Investors should align their risk appetite with the fund’s small cap mandate.
Performance Context
ITI Small Cap Fund has demonstrated strategic agility through past market cycles, delivering a robust 3-year return of 27.1%.
Use Our SIP Calculator with This Fund
To project returns for ITI Small Cap Fund using actual historical NAV data, launch our interactive SIP Calculator.
About ITI Small Cap Fund
An agile small-cap fund focusing on early-stage, high-conviction small-cap compounders.
Investment Strategy
Nimble asset management identifying resilient small-cap companies with strong balance sheets.
Key Facts
- Agile small-cap fund size for quick execution
- Expense ratio: 0.89% (Direct)
- Benchmark: NIFTY Smallcap 250 TRI
Historical Returns
3-Year CAGR
23.84%
5-Year CAGR
18.48%
10-Year CAGR
Benchmark
NIFTY Smallcap 250 TRI
Returns are illustrative based on historical performance. Actual returns may vary. Verify with AMC before investing.
Top Holdings & Sector Allocation
As of September 2026, ITI Small Cap's portfolio includes:
Top 5 Holdings
- Kirloskar Oil Engines
- Clean Science & Tech
- Century Plyboards
- Birlasoft Ltd
- Cera Sanitaryware
Sector Allocation
Who Is This Fund Suitable For?
Suitable for high-risk investors looking for nimble small-cap fund management and growth potential.
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Other Tools for ITI Small Cap Investors
- FIRE Calculator — Plan your retirement corpus with ITI Small Cap as part of your portfolio
- Cost of Delay Calculator — See how much delaying your SIP in ITI Small Cap could cost you
- SIP vs EMI Calculator — Compare investing in ITI Small Cap vs paying off loans
Frequently Asked Questions About ITI Small Cap
What is the historical SIP return of ITI Small Cap?
Based on the latest data, ITI Small Cap has delivered an annualized return (CAGR) of 23.84% over 3 years, 18.48% over 5 years, and undefined over 10 years. Past performance does not guarantee future results.
How is ITI Small Cap SIP return calculated?
SIP returns are calculated using the XIRR (Extended Internal Rate of Return) method. Each monthly installment buys units at the fund's Net Asset Value (NAV) on that specific day. When markets are down, your SIP buys more units, and when markets are up, it buys fewer units (rupee cost averaging). Our calculator replays this exact process using historical NAV data to compute the precise current value of your accumulated units.
How much return would ₹5,000 monthly SIP in ITI Small Cap generate over 5 years?
At an estimated annual return rate of 18.48%, a monthly ₹5,000 investment (₹3,00,000 total invested) would grow to approximately ₹4,95,063 in 5 years, yielding an estimated wealth gain of ₹1,95,063. Use our interactive calculator above to test custom amounts with actual historical NAV data.
What are the top holdings in ITI Small Cap?
ITI Small Cap's top holdings include Kirloskar Oil Engines, Clean Science & Tech, Century Plyboards, and Birlasoft Ltd. The fund's sector allocation is diversified across multiple sectors.
What is the risk profile of ITI Small Cap?
ITI Small Cap is a Small Cap fund with moderate to high risk depending on market conditions. Investors should assess their risk tolerance before investing..
What are the tax implications of investing in ITI Small Cap?
Gains from ITI Small Cap are subject to capital gains tax. Equity funds held over 1 year qualify for LTCG at 12.5% on gains above ₹1.25 lakh per year. Consult a tax advisor for your specific situation.
Data last updated: September 2026 | Fund data sourced from AMFI and BSE public APIs
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