HDFC Mid Cap Fund SIP Calculator
Calculate historical returns and project future compounding for HDFC Mid Cap. Test different monthly amounts, tenures, and step-up scenarios using real historical NAV performance.
Category
Mid Cap
AUM
₹108,325 Cr
Expense Ratio
0.76%
Fund Manager
Chirag Setalvad
HDFC Mid Cap Historical SIP Performance & Returns Table
Historical value of standard monthly SIP investments based on actual fund CAGRs.
| Monthly SIP | 3 Years @ 15.5% CAGR | 5 Years @ 17.8% CAGR | 10 Years @ 16.8% CAGR |
|---|---|---|---|
| ₹1,000/mo | ₹46,039 Invested: ₹36,000 | ₹97,072 Invested: ₹60,000 | ₹3,12,474 Invested: ₹1,20,000 |
| ₹2,500/mo | ₹1,15,098 Invested: ₹90,000 | ₹2,42,681 Invested: ₹1,50,000 | ₹7,81,185 Invested: ₹3,00,000 |
| ₹5,000/mo | ₹2,30,196 Invested: ₹1,80,000 | ₹4,85,361 Invested: ₹3,00,000 | ₹15,62,369 Invested: ₹6,00,000 |
| ₹10,000/mo | ₹4,60,391 Invested: ₹3,60,000 | ₹9,70,723 Invested: ₹6,00,000 | ₹31,24,738 Invested: ₹12,00,000 |
| ₹25,000/mo | ₹11,50,978 Invested: ₹9,00,000 | ₹24,26,806 Invested: ₹15,00,000 | ₹78,11,846 Invested: ₹30,00,000 |
* Projections calculated using actual historical 3-year (15.48%), 5-year (17.79%), and 10-year (16.84%) performance data. Actual mutual fund returns fluctuate with market NAV.
Expert Editorial Analysis & Investment Review
Independent, data-driven assessment of HDFC Mid Cap Fund covering strategy, benchmark tracking, risk metrics, and suitability for long-term SIP portfolios.
Fund Overview
HDFC Mid Cap Fund is a high-performing scheme in the Mid Cap category, managed by Chirag Setalvad and benchmarked against NIFTY Midcap 150 TRI. Featuring an Asset Under Management (AUM) of ₹1,05,143 crore and an expense ratio of 0.75% (Direct), the fund offers investors disciplined exposure to quality growth assets.
Who Should Invest
This scheme is designed for investors with a long-term investment horizon (5+ years) looking for optimal capital appreciation in mid cap. It is well-suited for portfolio growth and long-term financial goals through systematic investments (SIP).
Key Strengths
- Disciplined Portfolio Management: Overseen by Chirag Setalvad following strict valuation and growth metrics.
- Strong Category Leadership: Recognized for consistent performance with a 3-Year CAGR of 28.4%.
- Low Expense Ratio: Direct plan pricing of 0.75% (Direct) enhances net returns over long compounding periods.
Risks to Consider
- Market Fluctuations: Short-term NAV movements are influenced by broader economic and stock market developments.
- Category Specifics: Investors should align their risk appetite with the fund’s mid cap mandate.
Performance Context
HDFC Mid Cap Fund has demonstrated strategic agility through past market cycles, delivering a robust 3-year return of 28.4%.
Use Our SIP Calculator with This Fund
To project returns for HDFC Mid Cap Fund using actual historical NAV data, launch our interactive SIP Calculator.
About HDFC Mid Cap Fund
One of India's largest and most consistent mid-cap mutual funds, offering long-term capital growth.
Investment Strategy
Value-conscious quality strategy targeting mid-sized companies with durable moats and scalable business models.
Key Facts
- India's flagship ₹1 Lakh+ Cr Mid-Cap Fund
- Expense ratio: 0.75% (Direct)
- Benchmark: NIFTY Midcap 150 TRI
Historical Returns
3-Year CAGR
15.48%
5-Year CAGR
17.79%
10-Year CAGR
16.84%
Benchmark
NIFTY Midcap 150 TRI
Returns are illustrative based on historical performance. Actual returns may vary. Verify with AMC before investing.
Top Holdings & Sector Allocation
As of September 2026, HDFC Mid Cap's portfolio includes:
Top 5 Holdings
- Indian Hotels
- Federal Bank
- Apollo Tyres
- Coforge Ltd
- Max Healthcare
Sector Allocation
Who Is This Fund Suitable For?
Suitable for long-term equity investors aiming for superior alpha over large-cap benchmarks.
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Or compare side by side using our main SIP calculator — you can test different funds with the same investment amount and dates to see which performed better.
Other Tools for HDFC Mid Cap Investors
- FIRE Calculator — Plan your retirement corpus with HDFC Mid Cap as part of your portfolio
- Cost of Delay Calculator — See how much delaying your SIP in HDFC Mid Cap could cost you
- SIP vs EMI Calculator — Compare investing in HDFC Mid Cap vs paying off loans
Frequently Asked Questions About HDFC Mid Cap
What is the historical SIP return of HDFC Mid Cap?
Based on the latest data, HDFC Mid Cap has delivered an annualized return (CAGR) of 15.48% over 3 years, 17.79% over 5 years, and 16.84% over 10 years. Past performance does not guarantee future results.
How is HDFC Mid Cap SIP return calculated?
SIP returns are calculated using the XIRR (Extended Internal Rate of Return) method. Each monthly installment buys units at the fund's Net Asset Value (NAV) on that specific day. When markets are down, your SIP buys more units, and when markets are up, it buys fewer units (rupee cost averaging). Our calculator replays this exact process using historical NAV data to compute the precise current value of your accumulated units.
How much return would ₹5,000 monthly SIP in HDFC Mid Cap generate over 5 years?
At an estimated annual return rate of 17.79%, a monthly ₹5,000 investment (₹3,00,000 total invested) would grow to approximately ₹4,85,361 in 5 years, yielding an estimated wealth gain of ₹1,85,361. Use our interactive calculator above to test custom amounts with actual historical NAV data.
What are the top holdings in HDFC Mid Cap?
HDFC Mid Cap's top holdings include Indian Hotels, Federal Bank, Apollo Tyres, and Coforge Ltd. The fund's sector allocation is diversified across multiple sectors.
What is the risk profile of HDFC Mid Cap?
HDFC Mid Cap is a Mid Cap fund with moderate to high risk depending on market conditions. Investors should assess their risk tolerance before investing..
What are the tax implications of investing in HDFC Mid Cap?
Gains from HDFC Mid Cap are subject to capital gains tax. Equity funds held over 1 year qualify for LTCG at 12.5% on gains above ₹1.25 lakh per year. Consult a tax advisor for your specific situation.
Data last updated: September 2026 | Fund data sourced from AMFI and BSE public APIs
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