Aditya Birla Sun Life PSU Equity Fund SIP Calculator
Calculate historical returns and project future compounding for ABSL PSU Equity. Test different monthly amounts, tenures, and step-up scenarios using real historical NAV performance.
Category
Sectoral/Thematic (PSU)
AUM
₹5,986 crore
Expense Ratio
0.71% (Direct)
Fund Manager
Mahesh Patil
ABSL PSU Equity Historical SIP Performance & Returns Table
Historical value of standard monthly SIP investments based on actual fund CAGRs.
| Monthly SIP | 3 Years @ 17.2% CAGR | 5 Years @ 21.3% CAGR | 10 Years @ 21.3% CAGR |
|---|---|---|---|
| ₹1,000/mo | ₹47,364 Invested: ₹36,000 | ₹1,07,538 Invested: ₹60,000 | ₹4,17,044 Invested: ₹1,20,000 |
| ₹2,500/mo | ₹1,18,411 Invested: ₹90,000 | ₹2,68,845 Invested: ₹1,50,000 | ₹10,42,610 Invested: ₹3,00,000 |
| ₹5,000/mo | ₹2,36,822 Invested: ₹1,80,000 | ₹5,37,690 Invested: ₹3,00,000 | ₹20,85,220 Invested: ₹6,00,000 |
| ₹10,000/mo | ₹4,73,645 Invested: ₹3,60,000 | ₹10,75,381 Invested: ₹6,00,000 | ₹41,70,440 Invested: ₹12,00,000 |
| ₹25,000/mo | ₹11,84,112 Invested: ₹9,00,000 | ₹26,88,451 Invested: ₹15,00,000 | ₹1,04,26,099 Invested: ₹30,00,000 |
* Projections calculated using actual historical 3-year (17.21%), 5-year (21.33%), and 10-year (21.33%) performance data. Actual mutual fund returns fluctuate with market NAV.
Expert Editorial Analysis & Investment Review
Independent, data-driven assessment of Aditya Birla Sun Life PSU Equity Fund covering strategy, benchmark tracking, risk metrics, and suitability for long-term SIP portfolios.
Fund Overview
Aditya Birla Sun Life PSU Equity Fund is a leading scheme in the Sectoral/Thematic (PSU) category, managed by Mahesh Patil and benchmarked against the BSE PSU TRI. With an Asset Under Management (AUM) of ₹5,986 crore and a direct expense ratio of 0.71% (Direct), the scheme aims to provide long-term capital appreciation for investors through structured, disciplined equity investments.
Who Should Invest
This fund is well-suited for investors with a long-term investment horizon (5+ years) who wish to gain exposure to sectoral/thematic (psu) equities. It suits investors looking for strong risk-adjusted returns and willing to navigate short-term market fluctuations for significant wealth accumulation over time.
Key Strengths
- Focused Investment Strategy: Adheres to disciplined portfolio construction aligned with the BSE PSU TRI.
- Experienced Management: Managed by Mahesh Patil, combining rigorous market research and active risk monitoring.
- Competitive Cost Structure: Direct plan offers an attractive expense ratio of 0.71% (Direct).
- Proven Track Record: Delivered strong historical performance with a 3-Year CAGR of 34.2%.
Risks to Consider
- Sector & Market Volatility: Equity investments are inherently subject to short-term market drawdown and economic cycles.
- Concentration Risk: Thematic and sector-specific allocations can experience cyclical shifts depending on broader economic tailwinds.
Performance Context
Aditya Birla Sun Life PSU Equity Fund has consistently maintained disciplined stock selection across bull and bear market cycles. Over a 3-year period, it has generated a return of 34.2%, demonstrating strategic resilience.
Use Our SIP Calculator with This Fund
To see how a monthly SIP in Aditya Birla Sun Life PSU Equity Fund would have performed over any custom period, use our main SIP Calculator to evaluate historical returns based on actual daily NAV data.
About Aditya Birla Sun Life PSU Equity Fund
A thematic equity fund investing in Public Sector Undertakings (PSUs) across banking, energy, defence, and infrastructure sectors.
Investment Strategy
Invests in high-dividend yield and capital expansion PSU stocks benefiting from government capex and policy reforms.
Key Facts
- Focuses on Public Sector Undertakings
- Expense ratio: 0.71% (Direct)
- Benchmark: BSE PSU TRI
Historical Returns
3-Year CAGR
17.21%
5-Year CAGR
21.33%
10-Year CAGR
Benchmark
BSE PSU TRI
Returns are illustrative based on historical performance. Actual returns may vary. Verify with AMC before investing.
Top Holdings & Sector Allocation
As of September 2026, ABSL PSU Equity's portfolio includes:
Top 5 Holdings
- State Bank of India
- NTPC Ltd
- Power Grid Corp
- Bharat Heavy Electricals
- GAIL India
Sector Allocation
Who Is This Fund Suitable For?
Suitable for aggressive investors seeking high growth from government-backed entities with a 5+ year horizon.
More Funds from Aditya Birla & Similar Schemes
Similar Funds to Consider
- SBI PSU Fund
- Invesco India PSU Equity Fund
Or compare side by side using our main SIP calculator — you can test different funds with the same investment amount and dates to see which performed better.
Other Tools for ABSL PSU Equity Investors
- FIRE Calculator — Plan your retirement corpus with ABSL PSU Equity as part of your portfolio
- Cost of Delay Calculator — See how much delaying your SIP in ABSL PSU Equity could cost you
- SIP vs EMI Calculator — Compare investing in ABSL PSU Equity vs paying off loans
Frequently Asked Questions About ABSL PSU Equity
What is the historical SIP return of ABSL PSU Equity?
Based on the latest data, ABSL PSU Equity has delivered an annualized return (CAGR) of 17.21% over 3 years, 21.33% over 5 years, and undefined over 10 years. Past performance does not guarantee future results.
How is ABSL PSU Equity SIP return calculated?
SIP returns are calculated using the XIRR (Extended Internal Rate of Return) method. Each monthly installment buys units at the fund's Net Asset Value (NAV) on that specific day. When markets are down, your SIP buys more units, and when markets are up, it buys fewer units (rupee cost averaging). Our calculator replays this exact process using historical NAV data to compute the precise current value of your accumulated units.
How much return would ₹5,000 monthly SIP in ABSL PSU Equity generate over 5 years?
At an estimated annual return rate of 21.33%, a monthly ₹5,000 investment (₹3,00,000 total invested) would grow to approximately ₹5,37,690 in 5 years, yielding an estimated wealth gain of ₹2,37,690. Use our interactive calculator above to test custom amounts with actual historical NAV data.
What are the top holdings in ABSL PSU Equity?
ABSL PSU Equity's top holdings include State Bank of India, NTPC Ltd, Power Grid Corp, and Bharat Heavy Electricals. The fund's sector allocation is diversified across multiple sectors.
What is the risk profile of ABSL PSU Equity?
ABSL PSU Equity is a Sectoral/Thematic (PSU) fund with moderate to high risk depending on market conditions. Investors should assess their risk tolerance before investing..
What are the tax implications of investing in ABSL PSU Equity?
Gains from ABSL PSU Equity are subject to capital gains tax. Equity funds held over 1 year qualify for LTCG at 12.5% on gains above ₹1.25 lakh per year. Consult a tax advisor for your specific situation.
Data last updated: September 2026 | Fund data sourced from AMFI and BSE public APIs
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