PPFCF 定投收益计算器
测算 PPFCF 的真实历史定投回报与复利增值。基于官方公开历史净值，回测不同定投金额、持有期限及每年递增投资效果。
基金类别
Flexi Cap
资产规模 (AUM)
₹147,405 Cr
管理费率 (Expense Ratio)
0.69%
基金经理
Rajeev Thakkar, Raunak Onkar & Raj Mehta
PPFCF 历史定投表现及收益矩阵表
基于实际历史复合年化回报率（CAGR）测算的不同月定投金额持有收益。
| 每月定投金额 | 3 年期 @ 12.2% CAGR | 5 年期 @ 11.1% CAGR | 10 年期 @ 16.9% CAGR |
|---|---|---|---|
| ₹1,000/月 | ₹43,634 累计投入: ₹36,000 | ₹80,534 累计投入: ₹60,000 | ₹3,13,852 累计投入: ₹1,20,000 |
| ₹2,500/月 | ₹1,09,086 累计投入: ₹90,000 | ₹2,01,335 累计投入: ₹1,50,000 | ₹7,84,631 累计投入: ₹3,00,000 |
| ₹5,000/月 | ₹2,18,172 累计投入: ₹1,80,000 | ₹4,02,669 累计投入: ₹3,00,000 | ₹15,69,262 累计投入: ₹6,00,000 |
| ₹10,000/月 | ₹4,36,343 累计投入: ₹3,60,000 | ₹8,05,338 累计投入: ₹6,00,000 | ₹31,38,523 累计投入: ₹12,00,000 |
| ₹25,000/月 | ₹10,90,858 累计投入: ₹9,00,000 | ₹20,13,346 累计投入: ₹15,00,000 | ₹78,46,308 累计投入: ₹30,00,000 |
* 测算基于实际基金历史年化收益率。基金投资不同于银行存款，实际投资回报随二级市场净值实时波动。
关于 Parag Parikh Flexi Cap Fund
Parag Parikh Flexi Cap Fund (PPFCF) is one of India's most respected equity mutual funds. It follows a value-oriented, 'go-anywhere' investment approach with the ability to invest across market capitalizations and international stocks.
投资策略与运作方式
Value-Oriented Flexi Cap Strategy — Seeks long-term capital appreciation by investing in high-quality businesses with strong moats and reasonable valuations. It maintains a diversified portfolio with the flexibility to hold cash or allocate up to 35% in foreign equities.
核心亮点与产品特征
- Consistent outperformance with a focus on risk-adjusted returns
- Flexibility to invest in Indian large, mid, and small-cap stocks
- Access to global stocks (e.g., Alphabet, Microsoft, Meta)
- Conservative approach with a history of holding cash during market peaks
历史年化收益表现 (CAGR)
近3年年化
12.18%
近5年年化
11.13%
近10年年化
16.91%
业绩基准
Nifty 500 Multicap 50:25:25 TRI
Historical annualized returns as of August 2026. Mutual fund investments are subject to market risks.
前五大核心持仓与行业分布
根据最新公开披露，PPFCF 的核心持仓与资产配置如下：
前五大重仓资产
- HDFC Bank Ltd.
- ITC Ltd.
- Bajaj Holdings & Investment Ltd.
- Alphabet Inc. (GOOGL)
- Microsoft Corp. (MSFT)
行业板块分布
Financial Services 27.5%, Information Technology 18.2%, FMCG 16.8%, Auto 9.5%, International 12.0%, Others 16.0%
风险特征与最大回撤
Lower beta compared to most flexi-cap peers, providing a smoother ride.
Maintained resilience during the 2020 crash and 2022 inflationary sell-offs.
交易规则与税费说明
Equity taxation applies. International portion is currently taxed at marginal rates per updated Indian tax laws.
哪些投资者不适合投资 PPFCF？
Investors looking for rapid short-term gains or those who prefer pure-play sector-specific exposure.
基金经理简介
Managed by the veteran team of Rajeev Thakkar, Raunak Onkar, and Raj Mehta.
适合哪些投资者？
Suitable for long-term investors (5+ years) looking for a stable, research-heavy fund with lower volatility compared to pure mid-cap or small-cap funds.
同类别及相关推荐基金
同类别备选基金
- HDFC Flexi Cap Fund
- Quant Flexi Cap Fund
- Franklin India Flexi Cap Fund
您也可以通过我们的 智能定投主计算器 对比多只基金，在相同定投金额与周期下直观比对历史表现。
更多定投与财务规划实用工具
- 财务自由 (FIRE) 计算器 — 规划您的提前退休与被动收入目标
- 推迟定投成本计算器 — 直观测算推迟开始定投将损失的复利财富
- 定投 vs 还贷 (SIP vs EMI) 计算器 — 科学权衡提前还房贷还是坚持基金定投
常见问题解答 (FAQ) — PPFCF
PPFCF 的历史定投回报表现如何？
根据交易所公开历史数据，PPFCF 近3年年化回报率为 12.18%，近5年年化为 11.13%，近10年年化为 16.91%。 Historical annualized returns as of August 2026. Mutual fund investments are subject to market risks.
基金定投（SIP）的回报是如何计算的？
定投回报采用扩展内部收益率（XIRR）或基于真实历史月度净值的复利回测计算。在每月设定的扣款日，定投金额会按当天公布的基金份额净值（NAV）申购份额。在市场回调时自动购入更多份额、市场上涨时购入更少份额，通过时间平摊持仓成本并实现复利。
每月定投 ₹5,000，5年后大约能积累多少资产？
按年化复合回报率 11.13% 测算，每月定投 ₹5,000（5年累计投入本金 ₹3,00,000），5年后预期期末总资产约为 ₹4,02,669，预期资产增值收益约为 ₹1,02,669。您可以使用上方计算器输入自定义金额与年份测试。
PPFCF 的前几大重仓资产包含哪些？
PPFCF 的核心重仓包括 HDFC Bank Ltd.、ITC Ltd.、Bajaj Holdings & Investment Ltd. 等知名标的。行业配置侧重于 Financial Services 27.5%, Information Technology 18.2%, FMCG 16.8%, Auto 9.5%, International 12.0%, Others 16.0%。
PPFCF 的投资风险等级如何？
Lower beta compared to most flexi-cap peers, providing a smoother ride. 本基金可能不适合 Investors looking for rapid short-term gains or those who prefer pure-play sector-specific exposure.
投资该基金有哪些税费或交易成本？
Equity taxation applies. International portion is currently taxed at marginal rates per updated Indian tax laws.
数据更新时间: 2026年9月 | 历史净值来自官方公开交易所行情