Nippon India Large Cap 定投收益计算器
测算 Nippon India Large Cap 的真实历史定投回报与复利增值。基于官方公开历史净值，回测不同定投金额、持有期限及每年递增投资效果。
基金类别
Large Cap
资产规模 (AUM)
₹54,134 Cr
管理费率 (Expense Ratio)
0.87%
基金经理
Sailesh Raj Bhan, Bhavik Dave
Nippon India Large Cap 历史定投表现及收益矩阵表
基于实际历史复合年化回报率（CAGR）测算的不同月定投金额持有收益。
| 每月定投金额 | 3 年期 @ 9.8% CAGR | 5 年期 @ 12.1% CAGR | 10 年期 @ 13.8% CAGR |
|---|---|---|---|
| ₹1,000/月 | ₹42,015 累计投入: ₹36,000 | ₹82,600 累计投入: ₹60,000 | ₹2,58,920 累计投入: ₹1,20,000 |
| ₹2,500/月 | ₹1,05,038 累计投入: ₹90,000 | ₹2,06,501 累计投入: ₹1,50,000 | ₹6,47,299 累计投入: ₹3,00,000 |
| ₹5,000/月 | ₹2,10,077 累计投入: ₹1,80,000 | ₹4,13,002 累计投入: ₹3,00,000 | ₹12,94,598 累计投入: ₹6,00,000 |
| ₹10,000/月 | ₹4,20,154 累计投入: ₹3,60,000 | ₹8,26,003 累计投入: ₹6,00,000 | ₹25,89,197 累计投入: ₹12,00,000 |
| ₹25,000/月 | ₹10,50,385 累计投入: ₹9,00,000 | ₹20,65,009 累计投入: ₹15,00,000 | ₹64,72,992 累计投入: ₹30,00,000 |
* 测算基于实际基金历史年化收益率。基金投资不同于银行存款，实际投资回报随二级市场净值实时波动。
关于 Nippon India Large Cap Fund
A flagship large cap fund from Nippon India investing in blue-chip Indian companies, managed by Sailesh Raj Bhan since 2007 with a quality-at-reasonable-price approach.
投资策略与运作方式
Large blend strategy focused on market leaders with strong balance sheets, pricing power, and durable moats. Over 25% of the portfolio sits in private and public sector banks, with meaningful exposure to energy and IT leaders.
核心亮点与产品特征
- One of India's largest large cap funds at ₹54,000+ crore AUM
- Managed by Sailesh Raj Bhan, Nippon India's CIO – Equity, since 2007
- Benchmark: BSE 100 TRI
- Expense ratio: 0.88% (Direct)
历史年化收益表现 (CAGR)
近3年年化
9.83%
近5年年化
12.05%
近10年年化
13.8%
业绩基准
BSE 100 TRI
Returns are illustrative based on historical performance. Actual returns may vary. Data as of August 2026. Verify with AMC before investing.
前五大核心持仓与行业分布
根据最新公开披露，Nippon India Large Cap 的核心持仓与资产配置如下：
前五大重仓资产
- HDFC Bank
- ICICI Bank
- Axis Bank
- Reliance Industries
- Larsen & Toubro
行业板块分布
Financials heavy — HDFC Bank, ICICI Bank and Axis Bank together make up over 20% of the portfolio, followed by energy (Reliance), industrials (L&T) and financial services (Bajaj Finance).
风险特征与最大回撤
Moderate large cap volatility with annualized standard deviation ~16.6% — lower than mid and small cap peers but higher than index funds due to active sector tilts.
The fund fell roughly 38% during the March 2020 COVID crash and recovered to pre-crash levels by early 2021.
交易规则与税费说明
Equity fund — LTCG at 12.5% on gains above ₹1.25 lakh per year; STCG at 20%.
哪些投资者不适合投资 Nippon India Large Cap？
Investors seeking aggressive small or mid cap growth, or those who want pure index exposure at lower cost.
基金经理简介
Sailesh Raj Bhan has managed this fund since 2007 and is President & CIO – Equity at Nippon India Mutual Fund, with over 27 years of market experience. Bhavik Dave joined as assistant fund manager in 2024.
适合哪些投资者？
Ideal as a core equity holding for conservative-to-moderate investors seeking participation in India's top 100 companies with relatively lower volatility.
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常见问题解答 (FAQ) — Nippon India Large Cap
Nippon India Large Cap 的历史定投回报表现如何？
根据交易所公开历史数据，Nippon India Large Cap 近3年年化回报率为 9.83%，近5年年化为 12.05%，近10年年化为 13.8%。 Returns are illustrative based on historical performance. Actual returns may vary. Data as of August 2026. Verify with AMC before investing.
基金定投（SIP）的回报是如何计算的？
定投回报采用扩展内部收益率（XIRR）或基于真实历史月度净值的复利回测计算。在每月设定的扣款日，定投金额会按当天公布的基金份额净值（NAV）申购份额。在市场回调时自动购入更多份额、市场上涨时购入更少份额，通过时间平摊持仓成本并实现复利。
每月定投 ₹5,000，5年后大约能积累多少资产？
按年化复合回报率 12.05% 测算，每月定投 ₹5,000（5年累计投入本金 ₹3,00,000），5年后预期期末总资产约为 ₹4,13,002，预期资产增值收益约为 ₹1,13,002。您可以使用上方计算器输入自定义金额与年份测试。
Nippon India Large Cap 的前几大重仓资产包含哪些？
Nippon India Large Cap 的核心重仓包括 HDFC Bank、ICICI Bank、Axis Bank 等知名标的。行业配置侧重于 Financials heavy — HDFC Bank, ICICI Bank and Axis Bank together make up over 20% of the portfolio, followed by energy (Reliance), industrials (L&T) and financial services (Bajaj Finance).。
Nippon India Large Cap 的投资风险等级如何？
Moderate large cap volatility with annualized standard deviation ~16.6% — lower than mid and small cap peers but higher than index funds due to active sector tilts. 本基金可能不适合 Investors seeking aggressive small or mid cap growth, or those who want pure index exposure at lower cost.
投资该基金有哪些税费或交易成本？
Equity fund — LTCG at 12.5% on gains above ₹1.25 lakh per year; STCG at 20%.
数据更新时间: 2026年9月 | 历史净值来自官方公开交易所行情
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